If you require a mortgage we will explain to you your liability to your lender. However it is your responsibility to comply with the terms and conditions of the mortgage lender’s offer. By signing the mortgage deed it is assumed that you have understood and accepted the mortgage offer and all conditions therein.
If your mortgage lender chooses a different firm to deal with its legal work the lender will require that you pay that firm for work carried out by them. These charges will be in addition to our charges. We reserve the right to charge you a reasonable fee for additional work associated with dealing with a separate firm appointed to act on behalf of your mortgage lender. If you have or are taking a mortgage with an endowment policy we may be required to arrange a mortgage of the policy or re-assignment of an old policy and/or prepare and issue relevant notices – we reserve the right to charge you a reasonable fee for doing so.